THE REAL RISK
Unique suite of solutions for financial institutions, providing visualization leading to insight in support of informed decision making about risk.

SOLUTIONS
- Data Platform developed from Credit Life Cycle – capture loan performance data on a historical timeline
- Data Platform that is Open, Comprehensive, Relational, Auditable
- Data Target is well defined and easy to use
- Analytics include RAROC or Profitability, PD/LGD/EAD modelling, stress testing, RWA Calculator, Market Instrument Valuation
- Standard Management Reporting – Vintage, Migration, Concentration, etc.
- Regulatory Reporting – Basel – many jurisdictions
- Enterprise Risk Data Warehouse
- Dashboard of key risk metrics and rubrics
- Clear visibility and easy to understand aggregation of key aspects of the data gathered, analyzed and presented
- Easy to use template format – facilitating Governance processes through use of the tool
- Module Components – can choose only the components needed
- Database for the maintenance of bank Self Assessments against any and all Regulatory Guidance
- Supports the cross reference of Measures of Success and Deliverables in support of Compliance
- Supports extensive reporting and insight into details of various stages and processes in play in support of compliance
- Easy to use template format – facilitating Governance processes through use of the tool
- Module Components – can choose only the components needed
The BlackIce Basel Solution for Vietnam is a complete end-to-end solution, enabling financial institutions to meet SBV compliance and effectively manage risk and capital.
- Industry Tested
- Cost Effective
- Customized for Vietnam
- Flexible and Future Proof
- Internationally Compliant
- In-Database Technology
COMPLIANCE
Today, financial institutions face increasingly demanding and challenging regulatory expectations.
Financial institutions are under increasing pressure to establish strong risk measurement and management frameworks, to satisfy the regulators’ need for an enterprise-wide view of an institutions risk.
The underlying data and process infrastructure to support this view of risk is the same for Basel, FSB CCAR, OCC and Dodd Frank Stress Testing.
Now with the introduction of FASB CECL and IFRS 9 ECL, the same data and process infrastructure is needed. The new accounting regulations are calling for analysis of historical ‘Life of Loan’ or ‘Credit Life Cycle’ data. This is NOT accounting data, but rather risk data, detailing the specifics of the performance of loans to enable modelling to assess PD (Probability of Default) and LGD (Loss Given Default).
BlackIce ERA fully supports the gathering of all the necessary data elements and provides the functionality to perform standard modelling for these new required risk measures.
CLIENTS AND PARTNERS





